How to open HDFC Zero Balance Account Step by Step Guide

Are you searching for a hassle-free way to open an HDFC zero balance account? Look no further! In this blog post, we will guide you through the simple step-by-step process of opening an HDFC zero balance account online. Say goodbye to lengthy paperwork and long queues at the bank and say hello to convenience and flexibility.

How to open HDFC Zero Balance Account

Step 1: Visit HDFC Bank’s Official Website
Start by visiting the official website of HDFC Bank using your preferred web browser.

Step 2: Access the Account Opening Section
Navigate to the account opening section on the HDFC Bank website’s homepage.

Step 3: Explore Zero Balance Account Options
Take a moment to explore the different zero balance account options available at HDFC Bank, such as the Basic Savings Account or the BSBDA (Basic Savings Bank Deposit Account).

Step 4: Click on “Apply Now” or “Open Account”
Select the desired zero balance account option and click on the corresponding “Apply Now” or “Open Account” button.

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Step 5: Fill Out the Online Application Form
Carefully fill out the online application form, providing accurate personal information, contact details, and identification documents.

Step 6: Upload Required Documents
Scan and upload the necessary documents, such as your Aadhaar card, PAN card, and a passport-sized photograph, as per the provided guidelines.

Step 7: Review and Verify
Review all the entered details for accuracy and ensure that you have uploaded the correct documents.

Step 8: Accept Terms and Conditions
Read and accept the terms and conditions associated with opening an HDFC zero balance account.

Step 9: Submit Your Application
Submit your application by clicking on the designated button and wait for the confirmation screen.

Step 10: Receive Confirmation and Account Details
After successful submission, you will receive a confirmation message along with your account details, such as the account number and customer ID.

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FAQs (Frequently Asked Questions)

Q1. Can I open an HDFC zero balance account without visiting a branch?

Yes, HDFC Bank provides the convenience of opening a zero balance account online, allowing you to complete the process from anywhere with an internet connection.

Q2. What documents are required for opening an HDFC zero balance account online?

Typically, you will need documents such as your Aadhaar card, PAN card, and a passport-sized photograph for the online account opening process. Ensure you have these handy during the application process.

Q3. Are there any charges associated with opening a zero balance account with HDFC Bank?

HDFC Bank offers zero balance accounts without any account opening or maintenance charges, making it an attractive option for individuals looking for cost-effective banking solutions.

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Q4. How long does it take to open an HDFC zero balance account online?

The account opening process usually takes a few business days. However, the exact duration may vary depending on the bank’s verification and approval process.

Q5. Can I convert my existing HDFC savings account into a zero balance account?

HDFC Bank may provide an option to convert your existing savings account into a zero balance account, subject to certain terms and conditions. Contact HDFC Bank’s customer service or visit a branch for more information.


Opening an HDFC zero balance account online is a quick and convenient way to start your banking journey. By following the step-by-step guide provided above, you can complete the process from the comfort of your home. Embrace the benefits of a zero balance account offered by HDFC Bank and enjoy hassle-free banking.

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